Teaser 3043: An odd selection

From The Sunday Times, 17th January 2021 [link] [link]

I wrote an odd digit in each of the sixteen cells of a four-by-four grid, with no repeated digit in any row or column, and with each odd digit appearing three or more times overall. Then I could read four four-figure numbers across the grid and four four-figure numbers down. I calculated the average of the four across numbers and the larger average of the four down numbers. Each was a whole number consisting entirely of odd digits, and each used an odd number of different odd digits.

What were those two averages?

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